Benefits

Benefits of an AVC include (subject to Revenue limits):

  • Tax relief and PRSI relief on your contributions
  • Possibility of retiring earlier than you originally planned
  • Greater choice of financial benefits at retirement including:
    • A tax free lump sum and/or
    • A taxable lump sum and/or
    • A pension for you and/or your spouse and/or
    • A further investment in an Approved Retirement Fund (ARF)/ Approved Minimum Retirement Fund (AMRF) and/or
    • Purchase of years under the Notional Service Purchase Scheme

© 2010 Association of Higher Civil and Public Servants

  • Fleming's Hall,  12 Fleming's Place, Dublin 4. 
  • Phone: +353 1 668 6077
  • Fax: +353 1 668 6380
  • Email: info@ahcps.ie

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